As February unfolds it may be the perfect time to fall in love, in this case with a new home. It brings me great joy to assist you in finding a home loan that aligns perfectly with your budget, ultimately leading to discovering a home that you can both love and afford. The best way to avoid heartache in the process is to start with the bank and then go shop.

When thinking about buying a home, a lot of people tend to go to a realtor first. Maybe that’s because we all know a realtor or that’s simply the first step we’ve been taught. Often, I think it’s because we’re so excited to start looking at houses and it seems natural that you need to find a house first before you think about buying it.

This crucial step involves consulting a Lender like me to determine what you can afford. It’s a straightforward, cost-free process that helps us understand your financial goals, explore lending options, and secure pre-approval. This empowers you to confidently begin your home search. By getting pre-approval beforehand, you’ll avoid touring homes beyond your means or missing out due to financial unpreparedness My goal is to provide clarity on your budget, facilitate mortgage pre-approval, and ensure a positive experience as you make offers confidently.

The pre-approval phase, while initially intimidating, becomes manageable with our support. Our team educates you on the mortgage process, provides secure document uploading via a personalized portal, reviews your credit score, offers tips to improve it, and then we will help you find the best lending option.

And as always, please reach out to me, your trusted Senior Mortgage Banker, to kickstart your journey towards homeownership or if you have any questions.

Dawn Van Nieuwenhuyzen — Senior Mortgage Banker – NMLS #21096 – Plains Commerce Bank — (605) 261-6721 Loans subject to credit approval. This is intended for informational purposes only. Always consult with a tax professional. Member FDIC. Equal Housing Lender.