Sponsored By: Dawn Van Nieuwenhuyzen, Senior Mortgage Banker at Plains Commerce Bank – NMLS #21096
As summer winds down, and we all savor its final days, it’s also a prime time to secure your dream home. Here are some last-minute strategies to help you make the most of this season.
Finalize Your Pre-Approvals
Ensure your mortgage pre-approval is current. This strengthens your offers and shows sellers you’re serious and financially ready. This is an easy update on our end, usually a fresh pay stub and bank statement keeps you current.
Understand Your Financial Limits
Work with me, your trusted Senior Mortgage Banker to identify your budget, considering all costs, including closing costs and potential repairs.
Monitor Mortgage Rates
Stay in close contact with my team to lock in a good rate when it becomes available. We can provide insights on market trends.
Maintain Good Communication
Keep an open line of communication. Respond promptly to requests for information to avoid delays. Also, let me know of any changes that have happened since your application started as they can effect your pre-approval.
Be Ready to Act Fast
When you find the right home, be prepared to act quickly.
The end of summer offers unique opportunities for homebuyers. By working closely with my team and I, staying organized, and being ready to act quickly, you can navigate the process successfully and secure your new home. I’m here to help you every step of the way.
Give me a call and we’ll get started on this process today – (605) 261-6721.
Dawn Van Nieuwenhuyzen, Senior Mortgage Banker at Plains Commerce Bank – NMLS #21096
Loans subject to credit approval. This is intended for informational purposes only. Always consult with a tax professional. Member FDIC. Equal Housing Lender.